PERAN LITERASI KEUANGAN DAN RELIGIUSITAS ATAS MINAT MENABUNG MAHASISWA

Penelitian ini bertujuan untuk menginvestigasi pengaruh literasi keuangan dan religiusitas terhadap minat menabung
mahasiswa. Populasi penelitian ini sebanyak 126 mahasiswa Program Studi Manajemen Universitas Nahdatul Ulama. Sampel diambil berdasarkan kriteria yaitu mereka yang telah memperoleh mata kuliah yang berhubungan dengan literasi
keuangan sehingga diperoleh sampel sebanyak 45 orang. Teknik anlaisis menggunakan regresi berganda dengan uji hipotesis yaitu uji t dan uji F. Hasil uji t menunjukkan bahwa tingkat literasi keuangan secara parsial berpengaruh signifikan
terhadap minat menabung mahasiswa. Religiusitas secara parsial berpengaruh signifikan terhadap minat menabung
mahasiswa. Hasil uji F menunjukkan bahwa secara simultan tingkat literasi keuangan dan religiusitas berpengaruh signifikan terhadap minat menabung mahasiswa. Kesimpulannya bahwa baik secara parsial maupun simultan tingkat literasi keuangan dan religiusitas berpengaruh signifikan terhadap minat menabung mahasiswa.
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This study aims to investigate the effect of financial literacy and religiosity on students' interest in saving. The population of this study were 126 students of the Management Study Program at Nahdatul Ulama University. The sample was taken based on the criteria, namely those who
had obtained courses related to financial literacy so that a sample of 45 people was obtained. The analysis technique uses multiple regression with hypothesis testing, namely the t test and F test. The t test results show that the level of financial literacy partially has a significant effect on
students' interest in saving. Religiosity partially has a significant effect on students' interest in saving. The results of the F test show that simultaneously the level of financial literacy and religiosity has a significant effect on students' interest in saving. The conclusion is that both
partially and simultaneously the level of financial literacy and religiosity has a significant effect on students' interest in saving.